Services We Offer
Comprehensive Personal Financial Planning

Wealth Management

Tax Planning and Preparation
Small Business Accounting / Bookkeeping
The key to achieving your financial objectives is through the development, implementation, and diligent monitoring of your own personal financial plan. WAM recognizes that all clients' financial situations and aspirations are unique.  As such the financial planning process begins with a rich discussion to define and clarify your specific financial goals and concerns. 

Next, financial data describing your current financial situation is gathered and thoroughly analyzed.  This is done through a holistic approach by reviewing all aspects of your financial situation, e.g., cash flow, debt, investments, retirement plans, tax obligations, and estate planning documentation, etc.  This includes a complete risk assessment and insurance review to ensure your wealth is adequately protected.


The result of this review is a "Gap Analysis"  indicating where you stand in relation to your financial goals.   WAM will then formulate recommendations and an action plan providing you a road-map to achieve your financial objectives. 

WAM can assist you in the implementation of your financial plan by utilizing its wealth management and tax preparation services described below.

Finally, WAM will monitor and periodically update your plan as necessary to ensure it remains relevant and effective in light of changes in the economy, tax laws, and your own personal circumstances.


Fees for an initial comprehensive financial plan range from $1,500 to $5,000 and are based on the complexity of your situation.


Financial consultations are billed at $250 per hour.  


WAM’s wealth management services are designed to help you accumulate, protect, distribute, and transfer your financial resources so that you can attain and maintain financial well-being, and achieve your financial objectives.

A well-diversified, cost-effective, and tax-efficient investment portfolio is the cornerstone of your wealth management program. WAM will develop an investment portfolio for you with these characteristics in mind that is tailored to your unique financial situation and investment objectives.

 WAM's Wealth Management services include:

- preparation of a financial assessment and Investment Profile that reflects your current financial situation  as well as your investment goals, time horizon, risk tolerance, and liquidity requirements 
- developing an asset allocation based on the above information, comprised of different asset classes, e.g., equities, fixed income, real estate, commodities, cash, etc., combined in a manner that maximizes your expected return at your desired level of risk 
- selection of low-cost and tax-efficient investment vehicles to fill-out your asset allocation such as exchange-traded funds that also provide a high degree of diversification 
-  monitoring, and re-balancing of your portfolio as necessary, to ensure it remains true to your investment objectives 
- quarterly portfolio performance reporting 

- an annual financial review
- year-round access to WAM's financial advice 


The fee for wealth management services is 1% of assets under management, subject to a negotiated minimum fee per quarter.

Taxes can seriously impede your ability to reach your financial goals. WAM will help you minimize your taxes  by ensuring  you are taking advantage of all the tax deductions and credits you are entitled to, and in utilizing tax advantaged investments and retirement plans where appropriate.

The fees for preparing your Federal and State income tax returns begin at $250 and are based on the complexity of your tax situation.

As a Quickbooks Certified QBO ProAdvisor WAM can advise clients with small businesses to increase their business’s operational efficiency and profitability by:

- developing and installing an accounting system tailored to fit their business’ budget and informational needs, and provide bookkeeping and accounting services;

- maximizing cash flow by developing effective cash management processes to optimize the business’s working capital, e.g., accounts receivable, inventory, and accounts payable;

- recommending and implementing retirement and company benefit programs to provide tax advantaged savings and insurance vehicles for the company’s owners and employees; and,

- protecting the business from catastrophic losses, and in addressing ownership succession issues through insurance planning and other risk management techniques.

The fees for consulting and/or bookkeeping will be determined based on the amount and complexity of the work required.


Who We Are
Wealth Advice and Management, LLC ("WAM") is an independent financial advisory firm located in Nassau County specializing in financial planning, wealth management, taxes, and small business accounting. WAM's aim is to provide expert, personalized, and objective financial advice to help you achieve your financial goals and attain financial well-being.